4 Real Credit Repair

4606 FM 1960 Rd West #300
Houston, Texas 77069
(713) 301-2446
Your Financial Opportunities Start Here


FES Protection Plan

The FES Protection Plan is a multiproduct program which encompasses all of our unique financial products. Unlike any other financial service on the market, the FES Protection Plan is designed to cover all aspects of your financial portfolio. You can access your easy-to-use online portal at anytime and our Customer Service Team is available to answer any questions. Keep yourself, your family and your financial assets protected with the FES Protection Plan. Financial Education Services donates $2 from every FES Protection Plan payment to the Youth Financial Literacy Foundation

Smart Credit

Manage all your online accounts in one place, integrated with your credit and identity. You can use Action buttons to ask your creditor a question about your account or a transaction. No phone calls or writing letters are necessary. We automatically track and update your account balances, bills coming due and transactions every day. Access your interactive credit report, which is now easy to read, search or find anything quickly, view more or less detail. It also includes your credit score, auto score, insurance score and even a hiring risk index for job seekers. Get alerts to your phone or email that someone opened credit in your name. Then use the Action button to stop the thieves.

Rental Kharma

If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time. You can be penalized on your credit report for a rental eviction but you aren’t rewarded for being a responsible renter and making your rent payments. This puts you at a disadvantage because you’re not building credit with a major monthly expense. Homeowners build their credit score by paying their mortgage. It’s time you build your credit score by paying your rent.


MyCare Plan is a comprehensive package including everything you need to prepare your Will, Living Trust and Healthcare & Financial Powers of Attorney. This system was developed by attorneys and is endorsed by credit unions and community banks. Prepare your full legal documents, which will be sent directly to you for signing & notarizing.


Free credit monitoring services only detect changes to your credit. LifeLock detects and helps fix identity theft problems. We monitor over a trillion data points a day using proprietary technology†, alert you through email and mobile devices* if we notice suspicious activity, and back it all up with a dedicated team of U.S. based specialists who are there to make the calls, file the paperwork, and take all the painstaking steps to help restore your identity if it ever is compromised.


Today, maintaining good personal credit is more important than ever. A secured credit card can help in rebuilding credit, or to build new credit for individuals just starting out. The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score. The card is designed to advance the accumulation of new information in a credit file, by reporting account activity to all three of the major national credit bureaus every month. Since it is a full-feature Platinum MasterCard®, the card provides the convenience and prestige of the worldwide MasterCard® system.


International Bancard enables businesses to simplify their payment processing by allowing the acceptance of all major credit cards, safely and securely, anytime and anywhere. Whether online, onsite or on the go – International Bancard can help!


This valuable program will guide you through simple steps to maximize your credit potential. Our large financial resource center, payment calculators and financial planning documents are included to answer all questions related to your unique financial situation

Felicia Guidry, Regional Sales Director

Felicia holds a degree in Business Management, an approved instructor with the Texas Real Estate Commission. Felicia's education in business management and experience as an instructor in Real Estate has helped her create unparalleled training programs. With a great sense of humor and solid principles she leads, trains and motivates her team to build and cultivate relationships.  She epitomizes integrity, energy, hard work and creative service in every detail of her real estate business. Her professional track record is strong because Felicia is tenacious and operates in excellence with high ethical standards and does absolutely everything in her power to ensure her client's success. Felicia has added a Financial Education Service to her business model to include Credit Restoration for her clients to ensue this is no longer and obstacle to secure homeownership. She has earned numerous advancements and designations relating to her profession to include: Accredited Buyer Representative, Military Relocation Specialist, and Certified Distressed Property Expert to name a few. She currently serves as Vice-Chairman of The Houston Black Real Estate Association (HBREA), 2 nd  Vice President of Women's Council of the Houston Black Real Estate Association and Chaplain for the National Women’s Council of National Association of Real Estate Brokers.

4 Real Credit Repair

Our Location

Nothing to Lose But Your Less Than Perfect Credit!

(713) 301-2446
4 Real Credit Repair
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